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Borrowers in the sample took out an average of $8,287 in loans

Community college students who take out small federal loans are more likely to default, new report finds, and most defaulters earned fewer than 15 credits and never made a payment on their debt.

The reason is that students who attend two-year colleges struggle to repay even small loans, and often default on them, a concern that is reinforced by a new study from one of the sector’s primary trade groups — the Association of Community College Trustees

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Community colleges are relatively affordable, and their students tend to borrow less than those who attend other types of institutions.

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