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Pupil debt unravelled. There are 2 forms of overdraft – arranged and unarranged.

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General information on overdrafts

An overdraft limitation is really a borrowing center makes it possible for one to borrow cash throughout your present account.

There are 2 forms of overdraft – arranged and unarranged.

An arranged overdraft is really a limit that is pre-agreed which enables you to save money money than you have got in your overall account. It may be a security web to pay for short-term outgoings, like a bill that is unexpected. It is really not ideal for longer-term borrowing. We charge a fee for every single time regarding the thirty days you go beyond any interest free limit you may have that you use your arranged overdraft where.

An unarranged overdraft is whenever spent additional money in advance or you have exceeded an existing arranged borrowing facility than you have in your current account and you have not agreed an arranged overdraft limit with us.

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